Insurance Types

Protects families from medical expenses, hospitalisation, and unexpected healthcare costs.

Provides financial support after accidents, disability, or loss of life.

Covers homes, vehicles, businesses, and belongings against specified risks.

Insurance Types

What is life insurance?

Life insurance provides financial support to nominees after the policyholder’s death and may include savings or investment benefits.

What does health insurance cover?

Health insurance helps cover eligible medical expenses, including hospitalization, treatment, surgery, and certain preventive services.

Is motor insurance mandatory?

Motor insurance covers vehicle-related risks, with third-party liability insurance generally required for vehicles in India.

What does home insurance protect?

Home insurance can protect buildings and belongings against risks such as fire, theft, natural disasters, and other listed events.

What does IRDAI regulate?

IRDAI regulates insurers, protects policyholders, and sets rules for fair insurance practices in India.

Insurance Guidance Desk

Get clear answers on insurance types, rules, and regulations.

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